Regulations Governing the Subsidization of Medical Expenses and National Health Insurance Premiums for Disaster Victims in Disaster Affected Areas
2022-12-12
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Article 1
These Regulations are formulated in accordance with Paragraph 3 of Article 45 of the Disaster Prevention and Protection Act.
Article 2
When a National Health Insurance (hereinafter the “Insurance”) beneficiary, affected by a disaster in the disaster affected areas announced by the Executive Yuan, meets any of the following criteria, the general premium to be contributed by the said Insurance beneficiary under the Insurance, for a six-month period beginning from the month that the said Insurance beneficiary is affected by the disaster, shall be supported by the central government, and may also be supported by private donations:
1. Dead or missing, and meeting the criteria set forth for government relief assistance for dead or missing victims.
2. Receiving government relief assistance for severely injured victims.
3. Those who enrolled in this Insurance together with any Insurance beneficiary prescribed in the two preceding subparagraphs in the month when a disaster takes place, or the Insurance beneficiary’s spouse, parents, or children who are minor or who have reached majority but are incapable of making a living, including those who are in school without employment.
4. Meeting the criteria for receiving government relief assistance for relocation, flood, or house damage.
5. Receiving government relief assistance for damage to farms, fish farms, fishing boats (rafts), or sampans.
The eligibility of an Insurance beneficiary meeting the criteria set forth in the preceding subparagraph 3 for receiving subsidy shall remain unaffected even if the Insurance beneficiary changes his or her insurable status during the subsidization period.
The updated list of those meeting the criteria set forth in subparagraph 1 or 2 of paragraph 1, and their spouses, parents, children, and those meeting the criteria set forth in subparagraph 4 or 5 of paragraph 1, shall be provided to National Health Insurance Administration, Ministry of Health and Welfare (hereinafter referred to as the “Insurer”) by the government of municipalities and counties (cities) of the disaster affected areas monthly for the calculation of the amount for relief assistance.
1. Dead or missing, and meeting the criteria set forth for government relief assistance for dead or missing victims.
2. Receiving government relief assistance for severely injured victims.
3. Those who enrolled in this Insurance together with any Insurance beneficiary prescribed in the two preceding subparagraphs in the month when a disaster takes place, or the Insurance beneficiary’s spouse, parents, or children who are minor or who have reached majority but are incapable of making a living, including those who are in school without employment.
4. Meeting the criteria for receiving government relief assistance for relocation, flood, or house damage.
5. Receiving government relief assistance for damage to farms, fish farms, fishing boats (rafts), or sampans.
The eligibility of an Insurance beneficiary meeting the criteria set forth in the preceding subparagraph 3 for receiving subsidy shall remain unaffected even if the Insurance beneficiary changes his or her insurable status during the subsidization period.
The updated list of those meeting the criteria set forth in subparagraph 1 or 2 of paragraph 1, and their spouses, parents, children, and those meeting the criteria set forth in subparagraph 4 or 5 of paragraph 1, shall be provided to National Health Insurance Administration, Ministry of Health and Welfare (hereinafter referred to as the “Insurer”) by the government of municipalities and counties (cities) of the disaster affected areas monthly for the calculation of the amount for relief assistance.
Article 3
The following expenses occurring to any disaster victim in a disaster affected area announced by the Executive Yuan, who seeks medical treatment during a three-month period beginning from the day that the disaster takes place and who is required to, according to the diagnosis of a medical professional, receive medical treatment due to disaster, shall be supported by the central government, and may also be supported by private donations:
1. The co-payment medical expenses to be paid by an Insurance beneficiary.
2. For those who are not qualified as Insurance beneficiaries, their medical expenses for medical treatment falling within the scope of the Insurance benefits.
3. For those referred to in the preceding two subparagraphs, their general food expenses during hospitalization not covered by the Insurance.
The Ministry of Health and Welfare may extend the period prescribed in the preceding paragraph, in consideration of the range of areas affected by the disaster and the degrees of severity.
1. The co-payment medical expenses to be paid by an Insurance beneficiary.
2. For those who are not qualified as Insurance beneficiaries, their medical expenses for medical treatment falling within the scope of the Insurance benefits.
3. For those referred to in the preceding two subparagraphs, their general food expenses during hospitalization not covered by the Insurance.
The Ministry of Health and Welfare may extend the period prescribed in the preceding paragraph, in consideration of the range of areas affected by the disaster and the degrees of severity.
Article 4
A contracted medical institution under the Insurance (hereinafter referred to as a “Medical Institution”) that receives and treats victims affected by a disaster shall report the expenses to the Insurer on a monthly basis in accordance with the following methods:
1. Co-payment medical expenses to be paid by an Insurance beneficiary: a Medical Institution shall report such expenses to the Insurer in accordance with the Insurance’s medical expense reporting process and use the reporting codes formulated by the Insurer.
2. Medical expenses of those who are not qualified as Insurance beneficiaries for medical treatment falling within the scope of the Insurance benefits: a Medical Institution shall report such expenses to the Insurer in accordance with the Insurance’s medical expense reporting process and use the reporting codes formulated by the Insurer; or a Medical Institution shall charge for such medical treatment at a rate approved by the local competent health authority, in accordance with Article 21 of the Medical Care Act, and report such expenses to the Insurer in writing or via other methods specified by the Insurer.
3. General food expenses during hospitalization not covered by the Insurance: a Medical Institution shall report such expenses to the Insurer in writing or via other methods specified by the Insurer.
1. Co-payment medical expenses to be paid by an Insurance beneficiary: a Medical Institution shall report such expenses to the Insurer in accordance with the Insurance’s medical expense reporting process and use the reporting codes formulated by the Insurer.
2. Medical expenses of those who are not qualified as Insurance beneficiaries for medical treatment falling within the scope of the Insurance benefits: a Medical Institution shall report such expenses to the Insurer in accordance with the Insurance’s medical expense reporting process and use the reporting codes formulated by the Insurer; or a Medical Institution shall charge for such medical treatment at a rate approved by the local competent health authority, in accordance with Article 21 of the Medical Care Act, and report such expenses to the Insurer in writing or via other methods specified by the Insurer.
3. General food expenses during hospitalization not covered by the Insurance: a Medical Institution shall report such expenses to the Insurer in writing or via other methods specified by the Insurer.
Article 5
When the Executive Yuan has not yet announced the range of disaster affected areas, and there are a large number of disaster-affected patients requiring treatment, the Insurer may take the severe circumstances facing Medical Institutions in admitting disaster-affected patients at different locations into consideration to study and determine the range of disaster-affected areas having a large number of patients; the Insurer shall, after consulting with the central regulating authorities for disaster prevention and protection and other relevant competent authorities, submit such determination to the Ministry of Health and Welfare for approval of the designation of large-scale disaster-affected patient areas, and then publicly announce such designation.
The two preceding Articles shall apply mutatis mutandis to the subsidization of expenses of disaster victims in a large-scale disaster-affected patient area prescribed in the preceding paragraph, incurred between the day that a disaster occurs and the day that the Executive Yuan announces the range of disaster affected areas, for medical expenses incurred for medical treatment due to the disaster and for general food expenses during hospitalization not covered by the Insurance.
For those disaster victims who meet the criteria set forth in the preceding paragraph, have already been hospitalized for treatment, reside in a disaster-affected area not included in the range of disaster affected areas announced by the Executive Yuan, and have not been discharged from the hospital at the time the Executive Yuan made the aforesaid announcement, the subsidization for their hospitalization expenses shall be calculated up to the day they are discharged from hospital.
After the Ministry of Health and Welfare approves the designation of the range of areas referred to in paragraph 1, the Insurer may, when necessary, inform Medical Institutions in advance of such designation.
The two preceding Articles shall apply mutatis mutandis to the subsidization of expenses of disaster victims in a large-scale disaster-affected patient area prescribed in the preceding paragraph, incurred between the day that a disaster occurs and the day that the Executive Yuan announces the range of disaster affected areas, for medical expenses incurred for medical treatment due to the disaster and for general food expenses during hospitalization not covered by the Insurance.
For those disaster victims who meet the criteria set forth in the preceding paragraph, have already been hospitalized for treatment, reside in a disaster-affected area not included in the range of disaster affected areas announced by the Executive Yuan, and have not been discharged from the hospital at the time the Executive Yuan made the aforesaid announcement, the subsidization for their hospitalization expenses shall be calculated up to the day they are discharged from hospital.
After the Ministry of Health and Welfare approves the designation of the range of areas referred to in paragraph 1, the Insurer may, when necessary, inform Medical Institutions in advance of such designation.
Article 6
After making any advanced payments out of his or her own pocket for expenses meeting the requirements set forth in Article 3 and the preceding Article, a disaster-affected victim may, within six months of the day of outpatient treatment, emergency treatment, or discharge from hospital, or of the day when the Executive Yuan announces the disaster affected areas, apply for reimbursement of his or her self-advanced expenses, in accordance with the following:
1. Co-payment medical expenses to be paid by an Insurance beneficiary in advance: a disaster-affected victim shall submit his or her reimbursement application to the Insurer in accordance with the National Health Insurance Act and the Regulations for National Health Insurance Reimbursement of the Self-advanced Medical Expenses.
2. Medical expenses of a disaster-affected victim not qualified as an Insurance beneficiary for medical treatment falling within the scope of the Insurance benefits, and general food expenses during hospitalization not covered by the Insurance: Article 6 and Article 8 of the Regulations for National Health Insurance Reimbursement of the Self-advanced Medical Expenses shall apply mutatis mutandis; a disaster-affected victim shall submit his or her reimbursement application to the Insurer. In the event that the amount of medical expenses for medical treatment charged by a Medical Institution on a disaster victim, at a rate approved by the local competent health authority, is in excess of the amount covered by the Insurance, the Insurer may reimburse the said disaster victim for the actual amount paid by the said disaster victim.
1. Co-payment medical expenses to be paid by an Insurance beneficiary in advance: a disaster-affected victim shall submit his or her reimbursement application to the Insurer in accordance with the National Health Insurance Act and the Regulations for National Health Insurance Reimbursement of the Self-advanced Medical Expenses.
2. Medical expenses of a disaster-affected victim not qualified as an Insurance beneficiary for medical treatment falling within the scope of the Insurance benefits, and general food expenses during hospitalization not covered by the Insurance: Article 6 and Article 8 of the Regulations for National Health Insurance Reimbursement of the Self-advanced Medical Expenses shall apply mutatis mutandis; a disaster-affected victim shall submit his or her reimbursement application to the Insurer. In the event that the amount of medical expenses for medical treatment charged by a Medical Institution on a disaster victim, at a rate approved by the local competent health authority, is in excess of the amount covered by the Insurance, the Insurer may reimburse the said disaster victim for the actual amount paid by the said disaster victim.
Article 7
Relief assistance for windstorms, earthquakes, and other severe disasters that happened between August 6, 2015, and the formulation and announcement of these Regulations on October 3, 2016, shall, following the Executive Yuan’s announcement of disaster affected areas, be handled in accordance with the following methods:
1. General premium to be contributed by an Insurance beneficiary: The Insurer shall calculate the amount based on the list provided by the government of municipalities and counties (cities) of the disaster affected areas, in accordance with Article 2, Paragraph 3, and offset fees owed by Insurance beneficiaries and any insurance premiums incurred thereafter. If an Insurance beneficiary has died, the subsidization shall be refunded to that Insurance beneficiary’s heirs.
2. Co-payment medical expenses and hospitalization general food expenses not covered by the Insurance:
(1) An Insurance beneficiary who has paid co-payment medical expenses in advance may, in accordance with the Regulations for National Health Insurance Reimbursement of the Self-advanced Medical Expenses, submit an application to the Insurer, attaching receipts for reimbursement, within six months of the day that these Regulations are enacted and announced, namely, on October 3, 2016, or of the day that the Executive Yuan announces the disaster affected areas.
(2) Any amount not yet collected by a Medical Institution from an Insurance beneficiary shall be reported to the Insurer in accordance with Article 4.
1. General premium to be contributed by an Insurance beneficiary: The Insurer shall calculate the amount based on the list provided by the government of municipalities and counties (cities) of the disaster affected areas, in accordance with Article 2, Paragraph 3, and offset fees owed by Insurance beneficiaries and any insurance premiums incurred thereafter. If an Insurance beneficiary has died, the subsidization shall be refunded to that Insurance beneficiary’s heirs.
2. Co-payment medical expenses and hospitalization general food expenses not covered by the Insurance:
(1) An Insurance beneficiary who has paid co-payment medical expenses in advance may, in accordance with the Regulations for National Health Insurance Reimbursement of the Self-advanced Medical Expenses, submit an application to the Insurer, attaching receipts for reimbursement, within six months of the day that these Regulations are enacted and announced, namely, on October 3, 2016, or of the day that the Executive Yuan announces the disaster affected areas.
(2) Any amount not yet collected by a Medical Institution from an Insurance beneficiary shall be reported to the Insurer in accordance with Article 4.
Article 8
These Regulations shall come into force from the date of promulgation.